Friday, August 31, 2018

Brands are paying teenagers to make cheap augmented reality ads on Snapchat



Evan Spiegel
Evan Spiegel, CEO and cofounder of Snapchat, talks at the 2018 Code conference.
Greg Sandoval/Business Insider


Until a few years ago, brands had to shell out anywhere between $500,000 to $750,000 for an augmented reality lens on Snapchat.

Now, they can pay teenagers to make them for a fraction of the price.

That's because instead of having to directly work with Snapchat — or getting their agencies to design AR lenses—brands such as Warner Bros Records, Deezer and Plato, have started enlisting teens to create these animated, computer-generated visuals.

When gaming app Plato was looking to engage a young audience around its game Werewolf, for example, it tapped influencer platform Fanbytes' Snapchat influencer network, and found 17 year-old Jocelle and 19 year-old Ken (the pair declined to provide their last names). The duo then created two AR lenses for the brand, which were further amplified across 25 other channels on Snapchat.

The lenses ended up getting over 2.3 million views and 3.1 million views respectively, even becoming the top trending community lenses on Snapchat when they were released. And the whole process, from development to distribution, cost Plato merely $50,000.

"It was not only cheaper, but it actually helped us reach the audience we wanted to reach... [that is] young millennials and Gen Z," Joe Wagner, director of growth and community at Plato. "There is nowhere else that we can do that."

Lens Studio has made it possible for anyone to create an AR lens

Fanbytes
It was not always possible for just about anybody to create an AR lens on Snapchat, until the platform rolled out Lens Studio, a design app that provides users with templates and guides for getting started on AR. The tool essentially opened up a market for anyone to create lenses.

From Snapchat's perspective, Lens Studio makes both AR creation and distribution easier, positively impacting the engagement with lenses. More than a third of Snapchat's daily audience, for instance, plays with lenses each day, spending over 3 minutes each on average per day.

But from the creator point-of-view, it not only allows them to test their creative muscles, but also easily get their work out there. Creators can submit their lenses to Snap after creating them, and then nearly seamlessly start sharing them with anyone on Snapchat, thanks to Snapcodes and deeplinks — no matter the device they are on.

Since Snapchat launched Lens Studio in December 2017, creators have submitted over 100,000 unique lenses, according to the company, which have been viewed by Snapchat users over 3.5 billion times. One such creator is Lucille Thomas, a 17 year-old from London, who started dabbling in lenses earlier this year.

"For me, personally, starting to create lenses was a very natural progression," she told Business Insider. "I was already very active on Snapchat and knew Photoshop as well."

Snapchat, itself, is continuing to invest in its lens community. It works closely with a few dozen creators it calls "Official Lens Creators," comprising artists, designers, developers and students who create lenses, providing them tools and guidance to foster learning and development. The group is also promoted through its website and workshops, and may also receive early access to new Lens Studio templates and capabilities.

And companies like Fanbytes have started to capitalize on the trend

The one downside, however, is that while creators can easily create and distribute lenses, there is no way for them to officially monetize them — not yet at least. And that's where companies like Fanbytes have started to come in as middlemen.

While the company initially started off helping brands such as Go Pro and Adidas run branded collaborations with social influencers on YouTube, Instagram and Vine (RIP), it has shifted its attention to Snapchat in recent years. Fanbytes owns and partners with a network of over 120 channels and 1,000 influencers, overseeing the creation, distribution and analytics for such partnerships, including AR lenses.

Fanbytes has looked to tap into Snap trends early, hoping for a payoff. For example @makeuptutorials, which it bought from a 13 year-old that used to get 10,000 views and and now is seeing 110,000 views per snap. The strategy to boost content is by creating a relay chain of Snapchat handles of sort, with different channels giving shout outs to others and their content.

"We are the ones that manage these kids, looking over everything from ideation and the creative process to distribution," said Tim Armoo, one of Fanbytes' co-founders. "You can think of us like the modern-day agency."

The company promises brands a guaranteed number of views on their campaigns, charging them on a cost-per-view basis. Plato, for example, shelled out $50,000 for both the creation and distribution of its AR lenses. The creators typically get anywhere between $2,000 to 5,000 for actually building the AR lenses because it's a relatively technical skill, far higher than what teens on Instagram make, according to The Atlantic.

For brands, partnering with teens is cheaper and more organic

Fanbytes
Snapchat has been pioneering augmented reality advertising, and advertisers can typically buy lenses in three ways.

They can use Snap's self-serve tools to bid on Snap ads to run regular ads, where users can "Swipe Up to Try" AR lenses for $100 per day. Or they can pay for an audience-targeted lens for upwards of $40,000 with an agreed upon CPM.

Or they can buy lenses nationally, across the US, which run into hundreds of thousands of dollars, depending on the anticipated impressions that day.

But at the end of the day, these branded lenses are still ads, argues Armoo — a fact that is not lost on the highly coveted teen and 18-to-24 year-old segment of the app. Forcing them to watch ads or overly branding the lenses on the carousel only turns them off further, to the detriment of the advertisers.

"The main reason brands come to us is that they don't want to randomly show up in people's Stories or carousels, they want to be more organic, and these teens help them do that," he said. "Plus, most bands still don't know how create lenses easily themselves, and also don't know how to make these go viral."

"A lot of the lenses brands sponsor aren't organic and are unapologetically branded... I don't want my face to turn into a Coke can," agreed creator Lucille Thomas. "This way, we can create lenses we actually want to use as well and make them organic, but it's still got a brand element."

Of course, brands willing to to go down this route sacrifice the amplified reach that Snapchat's self-serve ad tools offer as well as other direct-response results, such as using using an AR lens to get users to immediately download an app or make a purchase.

But depending on the brand goals, going with a native strategy can still work, said Nick Cicero, CEO and founder of Delmondo, a social video analytics and audience insights software platform.

"Not only can they [teens] deliver reach and authenticity when done properly, often times they know how the native tools will be perceived best to their large audiences."




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Former staffer reveals how Trump fell in love with Twitter



donald trump
President Donald Trump.
Win McNamee/Getty Images


A former Trump Organization staffer described Donald Trump's inexperience with the internet and claimed that, years ago, the real-estate mogul had him print out his Twitter mentions and read them aloud, according to a New York Magazine report published Friday.

Justin McConney, the Trump Organization's director of new media from 2011 to 2017, told New York Magazine that Trump would order people to reply to people who tweeted him. Trump, who reportedly had a flip phone at the time, personally started tweeting after he received an Android phone in 2012.

"He would say, 'I wanna see more of these! Get me more, get me more!,'" McConney said to the magazine.

Trump reportedly would have McConney print them out, marking which ones he wanted the aide to reply back to with a black Sharpie marker.

"He'd circle ones he wanted to reply to, and I'd go back and do the replies," McConney said.

The former aide said Trump eventually caught the social media bug and learned how to use it to bolster his celebrity.

"To him, unless it's on TV or in the newspaper, because he's old school, it's not going to mean anything," McConney reportedly said.

After shooting a series of low-budget video blogs, Trump "saw the potential with social media ... with free, earned media," McConney said.




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Bank Of America freezing accounts of those who can't prove citizenship




Some bank customers in the US say their financial institutions asked them to provide documentation to prove they are in the US legally. In at least one case, a customer said his bank froze his account after the bank rejected the identification he submitted, the Miami Herald reported.

The newspaper said Thursday that an Iranian doctoral student at the University of Miami was recently locked out of his Bank of America account after he submitted documentation to prove his legal residency in the US.

Saeed Moshfegh, who told the Herald he has been living in the US legally for seven years, said as part of an agreement with his bank, he was submitting the necessary residency documentation every six months. "I think it's onerous, but I'd been doing it," he told the Florida newspaper.

"This bank doesn't know how the immigration system works, so they didn't accept my document," Moshfegh said.

Moshfegh's case wasn't unique. Dan Hernandez, a TV writer of Cuban decent living in California, told the Herald that his business account was suspended in December 2016 under the suspicion that he had illicit business ties with Cuba. His company is called Cuban Missile Inc..

Hernandez told the paper "Cuban Missile" was his childhood nickname.

"I started screaming that this was racist," Hernandez told the Herald. "Like, did you go through every company that had 'Jewish bagels' in its name, or how about calling someone with 'Korean BBQ' to see if they're doing business with Kim Jong Un?"

Bank of America spokeswoman, Carla Molina, said the institution has not changed the way it collects customer information. Bank of America asks about country of citizenship "in order to comply with laws and regulatory requirements, including those related to the U.S. Bank Secrecy Act or enforced by the Treasury Department's Office of Foreign Assets Control," Molina told HuffPost on Thursday.




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White supremacist group attacks Andrew Gillum with racist robocall




A white supremacist group is flooding Florida Democratic voters with racist robocalls mocking Tallahassee mayor Andrew Gillum, who became the state's first-ever black gubernatorial nominee on Tuesday.

The recording, which is automatically triggered when a recipient answers the call, is read by a person speaking in a minstrel-style voice as jungle noises play in the background, The Tallahassee Democrat first reported Friday. The calls conclude by saying that they are funded by The Road to Power, an Idaho-based neo-Nazi group reportedly behind other racist robocalls in Charlottesville, Virginia, Oregon and California.

Gillum's communications director, Geoff Burgan, denounced the calls, telling the Democrat, "This is reprehensible — and could only have come from someone with intentions to fuel hatred and seek publicity. Please don't give it undeserved attention."

The news outlet did not publish the recording because of its derogatory content. Burgan told Politico that the campaign believes "it is important for people to know about" the calls.

The volume of political robocalls has shot up in recent years— increasing by nearly 900 million calls per month over the last year. The largely anonymous calls are notoriously difficult to regulate, and simultaneously easy and cheap to produce.

This comes just a day after Florida's Republican nominee for governor, Rep. Ron DeSantis, called Gillum an "articulate spokesman" for the Democratic Party and warned that the state would "monkey up" its economy by putting a "socialist" in office — comments that many interpreted as racist.

DeSantis' campaign spokesman, Steven Lawson, insisted that the congressman's comments were not racially charged, and DeSantis did not apologize for them.

But Lawson condemned the robocalls on Friday.

"This is absolutely appalling and disgusting — and hopefully whoever is behind this has to answer for this despicable action," Lawson told Politico. "Our campaign has and will continue to focus solely on the issues that Floridians care about and uniting our state as we continue to build on our success."




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Democratic candidate Andrew Yang on beating Trump and universal income




If you ask presidential candidate Andrew Yang to talk about the future, he'll start with with truck drivers.

The 43-year-old entrepreneur-turned-politician is a ball of statistics on the pending driverless car revolution. Autonomous vehicles are already on the road today, poised to rise across private and commercial sectors. This will see personal convenience soar to new heights, but will lay carnage to the contemporary trucking industry in the process.

"The average truck driver is a 49-year-old male with a high school education and one year of college. There are 3.5 million of them in America; it's the most common job in 29 states." Yang said. "If you project what happens in the next five to ten years, it's going to be disastrous for these communities." He cited "another 5 million Americans" who work in the truck stops, motels, and diners that serve the truckers and their vehicles. What happens to the local economies when those trucks stop coming, he asks — and what happens to their politics?

Yang's pre-politics career in business cuts across education, healthcare software, mobile technology, and nonprofit fundraising. President Barack Obama named him a Presidential Ambassador for Global Entrepreneurship in 2015 — indeed, Yang presents a sharp ideological contrast to the current US president.

"Donald Trump gives entrepreneurs a bad name because he's a marketing charlatan, not a business organization builder," he said. "I believe that I have a lot of the qualities Trump pretended to have."As President of the United States, Yang wants to flex his business sense to bring about a program called the Freedom Dividend, a basic income program to help dampen automation's impact on human life and work.

He's given a lot of thought to our unknown future as a suite of emergent technologies spin into high gear. He suggests that the rise of AI will force us to reexamine what we mean by the word "work," what we value as a society, and how we want our economy to function. He acknowledges that it could be a massive problem, but "it could also be a massive opportunity."

Yang is campaigning right now for your 2020 presidential vote. A lightly edited transcript of our interview with him follows.

BUSINESS INSIDER: Isn't it too soon to be running for President?

ANDREW YANG: It isn't too soon! I'm not even the first one to declare. One person declared before me, a congressman from Maryland named John Delaney. There are no formal regulations on timing, it's more tradition than anything. I think that right now we are going through the greatest technological and economic shift in human history, and our political leadership is completely out to lunch on it. The only requirements to run are the Constitutional requirements — to be a natural born citizen, 35 years or older — and I'm running to win.

Trump won in 2016 because we automated away four million manufacturing jobs in Michigan, Ohio, Pennsylvania, and Wisconsin — the swing states that he needed to carry in order to win. We're about to do the same thing again, this time to people who work in retail, trucking, transportation, call centers, fast food, and throughout the economy. Artificial intelligence is going to do more and more of what humans presently do. Most of our political class won't even acknowledge that this is the central challenge of this era, and it's about to ramp up.

BI: You're seeking the Democratic nomination. What does your platform look like?

AY: The core of my campaign is the Freedom Dividend, in which every American adult between the ages of 18 and 64 would receive $1,000 per month. You can't fight job automation the same way you fight climate change, by asking people to sacrifice or be more vigilant about the resources they consume. We have to go the other direction and spread the bounty of automation and new technology as broadly and quickly as possible. Capitalism functions much better when people have money to spend, and right now 59% of Americans can't afford an unexpected $500 expense.

The Roosevelt Institute found that a basic income of $1,000 a month would grow the economy by $2.5 trillion per year and create 4.5 million new jobs. We'd be rolling out the Freedom Dividend within my first year as President, because that's what I'd be elected to do.

BI: Universal basic income has been a hip idea for a while, but it seems like it never goes anywhere in America. Where does the resistance come from?

AY: The United States has had a basic income program for the past 36 years. Alaska's petroleum dividend passed the House of Representatives in 1971 under Nixon, and it gives each resident of the state between $1,000 and $2,000 a year for life. It's improved children's nutrition, created jobs, lowered income inequality, and remains wildly popular in a deep red state. It was sold by a Republican governor as a way to keep money out of the hands of government and in the hands of the people. Anyone who thinks this isn't possible just isn't paying attention to our history.

The fundamental resistance is born of a misplaced sense of scarcity. It's easy to say, "Hey, we can't afford that. The money has to come from somewhere, and it would bankrupt the economy." But this is nonsense on its face. Our economy is now $19 trillion per year, up $4 trillion in the last 10 years alone. We can easily afford a dividend of $1,000 per American adult between the ages of 18-64. There are four mechanisms to pay for it in my plan, and one of them is a new value added tax for companies that benefit the most from automation. This is necessary because income taxes are terrible at generating revenue from AI, software, and machines. The beneficiaries tend to be large global tech companies that are great at reducing their tax bill.

BI: Are you the first presidential candidate to accept cryptocurrency donations? Would you bring any formal cryptocurrency regulation to the United States?

YA: I believe I'm the first candidate to accept crypto donations. We looked into the regulations and as long as we gather all the identifying information for each contribution, then it's perfectly fine. Political campaigns can accept contributions of any type as long as you record the value. We could accept a donation of ham sandwiches, for example.

Under my administration, we'd have a coherent set of rules for cryptocurrency, because it's a bit of the Wild West right now. I'm pessimistic that this administration is going to grapple with the problem meaningfully, but there's a lot of experimentation going on. Lack of coherent regulation isn't curbing people from experimenting and innovating with the blockchain and finding new implementations for it.

BI: What do you think about a national cryptocurrency?

YA: I think a national cryptocurrency could be a phenomenal idea that makes a lot of sense, but first we need to create more meaningful touchpoints in the economy for people to participate. Part of my campaign is that we need a new "social currency," backed by the federal government and worth real money. This currency maps to various positive social behaviors that we want to encourage more of, things like taking care of the elderly, nurturing children, volunteering in a community, or improving the environment. The idea is based on something called "timebanking" that's been in effect in a couple hundred communities around the US for a number of years. We need a way to recognize and reinforce helpful behavior. This would most likely look like a smartphone app.BI: Generally speaking, what can people do to prepare for your vision of the future?

YA: Our conception of work needs to become much broader. Let's say my wife is at home right now with our two young boys, which she is. The market values that at zero and does not see that as a job. If she were hired to take care of someone else's kids, then that would be a job. Right now we base our notion of "work" on the market: you get paid for jobs, but not for non-jobs. The problem here is that the market is going to value human labor less and less.

Those previously mentioned 3.5 million truck drivers haven't changed as humans. They didn't suddenly forget how to drive a truck. It's just that now the truck drives itself, and the drivers are going to watch their labor value go from $45,000 a year to near zero.




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Apple had its first self-driving car crash, but nobody was hurt



Apple self driving car
Apple's object-detection software.
Apple


An Apple autonomous vehicle got rear-ended last week, marking the first time one of its secretive self-driving cars was involved in an accident.

In a form filed with the Department of Motor Vehicles on August 24th, viewed by Business Insider on August 31, Apple revealed that one of its test vehicles was rear-ended while preparing to merge onto the freeway in Sunnyvale, California, about 3.5 miles away from Apple's Cupertino headquarters.

The car was in autonomous mode and driving less than 1 mile per hour while "waiting for a safe gap to complete the merge" when a 2016 Nissan Leaf hit it from behind, according to the filing. The Nissan was apparently going 15 miles per hour, according to the form. Both cars were damaged, but nobody got hurt.

As of May, Apple had 55 autonomous vehicles on the road in California— more than any other company besides Cruise, GM's autonomous vehicle arm, which had 104 cars at the time.

The accident was a first for Apple's autonomous car unit, and relatively minor compared to accidents that have occured with some of the company's competitors. Apple hasn't publicly discussed its plans for these self-driving cars, and most of what we know about them come from official filings with the DMV.

Uber shut down its self-driving car program in Arizona after one of its vehicles struck and killed a pedestrian there in March. Also in March, a Tesla Model X crashed into a barrier while in the semi-autonmous autopilot mode. The driver of the vehicle was killed in the collision.

Apple did not immediately respond to a request for comment.




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Apple will repair iPhone 8 manufacturing defect that causes freezing, restarting




Apple disclosed on Friday that "a very small percentage" of iPhone 8 smartphones have a "manufacturing defect" that can freeze the screen, make the device restart unexpectedly, or even cause it to not turn on.

If you own an iPhone 8, you can check whether or not you're affected by putting your phone's serial number into a web form at Apple's website. The good news is that Apple will repair any affected iPhone 8 for free, by replacing its logic board.

"Affected units were sold between September 2017 and March 2018 in Australia, China, Hong Kong, India, Japan, Macau, New Zealand, and the U.S.," writes Apple. Given that the iPhone 8 was only introduced in September 2017, that means that it could affect any early adopter. It appears that this was the first time these problems were disclosed.

If your phone needs a repair, you have a few options. You can take your phone in to any authorized Apple repair center, an Apple retail store, or mail it in. In all cases, Apple says, it'll get mailed away to one of the company's main repair facilities to get fixed up.

The free repair offer comes with a few caveats: If your screen is cracked or there's any other kind of damage, you'll have to get that fixed, first. If Apple does that fix itself, it'll charge you for that repair, even beyond the free logic board replacement.

The iPhone 8, introduced in late 2017, could be the last model without a notch. On September 12th, Apple is expected to release a trio of new iPhones that embrace the edge-to-edge design of the iPhone X, the current highest-end model.

Apple did not immediately respond to a request for further information.




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Trump's US-Mexico NAFTA deal taking heat for failing to include Canada



justin Trudeau donald trump
Canadian Prime Minister Justin Trudeau and President Donald Trump
Chip Somodevilla/Getty Images


Lawmakers and trade groups reacted with skepticism and dismay on Friday, after the Trump administration notified Congress of its intent to enter a bilateral trade deal with Mexico— and Canada could join later "if it is willing."

Negotiations on the North American Free Trade Agreement between US and Canadian officials went on through much of the week, but abruptly fell apart on Friday after remarks were leaked from President Donald Trump, who reportedly said he didn't intend to compromise with Canada at all.

According to The Toronto Star, Trump told Bloomberg News reporters on Thursday that any deal reached would be "totally on our terms" and suggested that Canadians would have "no choice" but to go along with the plan out of fear that Trump would impose auto tariffs.

US Trade Representative Robert Lighthizer, however, said in a statement Friday that it will continue negotiating with Canada with the intent of eventually including the country in a trilateral NAFTA deal.

But backlash against the US-Mexico deal quickly ensued. House Minority Leader Nancy Pelosi called the deal an "incomplete NAFTA notification" in a statement, saying that fixing the trade deal would require both Mexico and Canada.

"We still don't know the specifics of this trade agreement, or whether it will measure up to the claims of an Administration with a terrible record of delivering," Pelosi said. "I remain hopeful of progress, but without a final agreement with Canada, the Administration's work is woefully incomplete."

Sen. Patrick Leahy, a Vermont Democrat, tweeted that his state's economy is intertwined with Canada's — as are most states across the country.

"I cannot support a trade agreement to replace NAFTA that does not include Canada, Vermont's biggest trading partner," he said. "There would be grave concerns on both sides of the aisle about proceeding with an incomplete agreement."

Beyond just lawmakers, trade groups reacted with concern, and in some cases, anger.

"After a week filled with insults directed at Canada, today's announcement that the United States is notifying Congress of its intention to sign a trade deal with Mexico is disheartening," Sharon Treat, senior attorney of the Institute for Agriculture & Trade Policy, said in a statement. "America's farmers deserve better. A NAFTA deal without Canadian participation is not a completed deal."

The Information Technology Industry Council also said a bilateral deal would risk harming American companies and workers, and negate any positive effects of the trade agreement.

"Any such changes to the existing NAFTA agreement would be highly disruptive to global supply chains and to the regional economy," ITI CEO Dean Garfield said in a statement.



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Trump goes with US-Mexico trade deal, no Canada, next steps, problems



donald trump justin trudeau canada
Canadian Prime Minister Justin Trudeau (R) is greeted by U.S. President Donald Trump prior to holding talks at the White House in Washington, U.S., February 13, 2017.
Reuters/Carlos Barria


President Donald Trump is moving forward with a bilateral trade deal with Mexico after talks with Canada to finish a full North American Free Trade Agreement overhaul stalled Friday.

Trump's decision to notify Congress about the new US-Mexico agreement does not mean that Canada can't be included in a final deal. But it does officially start the countdown clock.

Here are the next steps

To renegotiate NAFTA, Trump decided to use Trade Promotion Authority, or TPA, also known as fast-track authority. This method allows Congress to approve a deal with a simple majority vote, avoiding a possible filibuster in the Senate. It also creates a statutory timeline for notifying Congress of any deal.

  • Trump's notification of an intent to enter into an agreement with Mexico triggers a 90-day waiting period before Congress can take up the deal for a vote.
  • As part of that waiting period, the Trump administration must produce the text of the deal 60 days before the vote.
  • This gives the US Trade Representative and the rest of the administration 30 days to hammer out the fine details if they want to get a vote as soon as possible.

But questions remain regarding the legality of a bilateral agreement with Mexico under the current TPA.

Some trade experts and lawmakers believed that the wording of the TPA being used in the NAFTA renegotiation is restricted to a trilateral agreement, with both Canada and Mexico included.

Other experts, such as Vanderbilt University law professor Tim Meyer, believe the Trump administration can use the current TPA but may need to add another procedural step. The TPA has two different 90-day notification steps: alerting Congress to the intent to negotiate, and alerting Congress to the intent to sign a deal.

The Trump administration's notification to negotiate, Meyer told Business Insider, included both Canada and Mexico. So the Trump administration may need to first notify Congress of the intent to negotiate with just Mexico, adding another waiting period.

Ultimately, the decision on whether or not this TPA covers the bilateral deal may come down to the Senate parliamentarian — the official rules-keeper of the chamber.

Where things stand with Canada

While Friday's deadline was arbitrary, the notification to Congress does start a countdown clock for US-Canadian negotiations.

US Trade Representative Robert Lighthizer called the talks with Canada "constructive" and a senior administration official expressed hope that the Canadians would join the deal.

"We continue to be in the process to work with Canada in terms of whether they want to be part of this historic agreement, but certainly that remains our intention," the official said in a call with reporters.

Canadian Foreign Affairs Minister Chrystia Freeland was also optimistic at a press conference Friday afternoon, telling reporters that she believes a deal is within reach, as long as all parties show "goodwill and flexibility."

"The Canadian government will not sign an agreement that doesn't work for Canadians," she added.

Both US and Canadian officials declined to answer reporters' questions Friday afternoon about the individual trade issues that still need to be resolved. Freeland said both sides have committed to avoid "negotiating in public" due to the intensity of the negotiations.

But based on reports, here are the issues that still need to be resolved:

  1. Dairy: Trump has long complained about Canada's protection for its dairy industry, which restricts the ability of US farmers to enter the market. Lighthizer told reporters Friday morning that Canada was not making concessions about US dairy access to the Canadian market. Freeland, on the other hand, said that Canada has offered concessions on dairy.
  2. Dispute settlements: The US is aiming to get rid of a binding dispute settlement process created in Chapter 19 of NAFTA that allows one member to bring a grievance about unfair trade practices, such as countervailing duties or tariffs. Canada wants to maintain those protections.
  3. Trump: His off-record comments to Bloomberg were leaked by the Toronto Star on Friday. In the remarks, Trump claimed that the US is fleecing Canada in the trade negotiations. The comments threw a major public-relations wrench into the talks.

When asked about Trump's leaked remarks, however, Freeland demurred and said she could only speak to the Canadian position.

"My negotiating counterpart is Ambassador Lighthizer, and as I said, he has brought good faith and good will to the table," she said.




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New York state senate candidate Julia Salazar's claims are disputed by her family




New York state senate candidate Julia Salazar, an insurgent progressive endorsed by fellow Democratic socialist Alexandria Ocasio-Cortez, is under fire after her mother and brother disputed her accounts of being raised in a working-class, immigrant family.

Salazar, 27, has provided confusing and sometimes contradictory descriptions of her background, including that she was partially raised in Colombia by a single mother who at times struggled to make ends meet — a story her brother, Alex, and mother, Christine, rebutted in a recent City & State story.

"My family immigrated to the US from Colombia when I was a baby, and my mom ended up raising my brother and me as a single mom, without a college degree, and from a working-class background," Salazar told Jacobin last month.

Salazar later said that she was raised between Florida and Colombia and spent "the first years" of her life in the South American country.

But Alex, who is two years older than Salazar, says the two were raised entirely in Florida and that the family made just a handful of trips back to the South American country to visit family. He also disputed her claims that the family struggled financially.

"We were very much middle class. We had a house in Jupiter along the river, it was in a beautiful neighborhood," Alex Salazar told City & State. "I feel very strongly about my family and I want to tell the truth."

Alex provided a photo of the large Florida home he says the family lived in until their parents divorced in 1998.

While Salazar's father was born and raised in Colombia, he became a naturalized US citizen in 1984, several years before his daughter was born. Christine was born and raised in the US and told City & State that she never lived in Colombia.

Christine also told City & State that there was never a time when her children worked in order to help their mother "make ends meet," as Salazar claims on her campaign website.

"My kids always worked, from the time they were 14. I encouraged that because I thought there was a lot of value in that in terms of learning and responsibility so that was the purpose behind them having part-time jobs … not the light bill," Christine told the outlet.

Salazar has also claimed that she was raised "by a single mom without a college degree," but Florida Atlantic University told City & State that Salazar's mother received a bachelor's degree in psychology from the school in 1999, when Salazar was in elementary school.

Some progressives — and conservative critics — have also called attention to Salazar's past as a Zionist, anti-abortion conservative who reportedly falsely identified herself as a Jew while a student at Columbia University.

Salazar is running as a more progressive alternative to state Sen. Martin Dilan in her Brooklyn district and has attracted a series of positive media profiles and seen a dramatic spike in donations and volunteers since Ocasio-Cortez's primary victory in June. And she's been endorsed by a slew of top progressives in the state, including gubernatorial candidate Cynthia Nixon, attorney general candidate Zephyr Teachout, and Brooklyn congresswoman Nydia Velazquez.



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Lady Gaga wore a pink gown for the Venice Film Festival




Lady Gaga may be starring in the new film "A Star is Born" alongside Bradley Cooper, but she hit the red carpet on Friday looking more like the star of a Disney princess movie.

The "Million Reasons" singer walked the red carpet of the Venice Film Festival wearing a stunning Valentino haute couture ballgown that completely stole the show.

Lady Gaga walked the red carpet of the Venice Film Festival.
Vittorio Zunino Celotto/Getty Images

The pale pink gown featured feathered detailing that gorgeously flowed around her as she made her way down the carpet.

Lady Gaga wowed the crown in Venice.
Vittorio Zunino Celotto/Getty Images

Gaga paired the gown with some drop earrings and light glowing makeup to complete the glamorous look.

Gaga let the dress be the star of the show.
Antony Jones/Getty Images

The Valentino design made its debut in July when model Kaia Gerber wore it during Paris Fashion Week. Gerber modeled the gown with a sky-high hairstyle that added a more vintage, dramatic element to the look.

Kaia Gerber rocked the dress back in July.
Pascal Le Segretain/Getty Images

Gaga previously made her grand entrance to the Venice Film Festival on Thursday in a sleek black bathing suit while sitting on the edge of a water taxi.

Gaga knows how to make an entrance.
Splash News

It's clear that Gaga is living her best life in Venice, and looks stunning while doing it.

Representatives for Valentino did not immediately respond to INSIDER's request for comment.

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TV shows you should see for the rest of fall and winter 2018



The Good Place
Catch up on "The Good Place" now.
NBC

Fall means the return of favorite shows and the premiere of potential new addictions.

With countless series heading to networks and streaming services for the remainder of the year, INSIDER has come up with the 18 series we're most looking forward to watching.

From returning favorites, including "American Vandal" and "Riverdale," to highly-anticipated premieres, like Netflix's "Chilling Adventures of Sabrina," here's what you should watch this fall.






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A couple raised $400,000 for a homeless veteran after he paid for their gas — but they refused to hand over the money for months



homeless veteran


  • A couple that raised more than $400,000 for a homeless veteran after he helped them pay for gas kept the money from him for months.

  • A judge ordered them to hand over the remaining money by Friday afternoon.

  • The man, Johnny Bobbitt, had accused the couple of using the funds as their "personal piggy bank" for vacations, gambling, and a new car.

  • Bobbitt is still homeless.



A judge ordered a couple to hand over what remains of the $400,000 they raised for a homeless veteran by Friday afternoon, after they withheld the money from him for months.


In the fall of 2017, Johnny Bobbitt went viral after Kate McClure started a GoFundMe campaign for him. McClure's car had broken down on a highway outside Philadelphia near the overpass where Bobbitt — a homeless Marine veteran — lived at the time.


Bobbitt gave his last $20 to McClure for gas money, helping her get home. Over the next few weeks, McClure and her boyfriend, Mark D'Amico, visited him to give him gift cards, cash, and toiletries. Their effort to help him get on his feet culminated with the GoFundMe campaign, which raised $402,706 for Bobbitt.


"I wasn't expecting it," Bobbitt told ABC's "Good Morning America" at the time. "[I was] just helping someone out ... I was glad to offer the help when somebody needed it."


kate mcclure homeless veteran


But even though nearly a year has passed, Bobbitt says he's received only $75,000. He sued McClure and D'Amico on Tuesday for the rest of the money and accused them of using the funds "as their personal piggy bank" for "vacations to California, a new BMW, and gambling," according to The Philadelphia Inquirer.


His attorneys also said that part of the $75,000 was used on a camper and a used car for Bobbitt in McClure's name — which she later sold.


The couple, though, said they doled out the money to Bobbitt in small amounts, claiming they were worried he would use it for drugs.


"Every dollar [Bobbitt] ever touched was used for drugs," McClure said on NBC's "The Today Show."


kate mcclure homeless veteran


Ernest E. Badway, an attorney who represents McClure and D'Amico, said in court that the couple only wants to help Bobbitt.


"They took time out of their own schedules, their own jobs, brought him to rehab centers … gave him cash on a daily basis," he said.


But the judge ruled Thursday that the money should be put into a frozen trust controlled by Bobbitt as forensic accountants analyze financial records over the next 10 days.


It's unclear how much money remains from the original $402,706 raised. D'Amico told different reporters different sums, ranging from $150,000 to $200,000, according to The Philadelphia Inquirer. Including the $75,000 already given to Bobbitt, that still leaves vast sums of money unaccounted for.


"We need to make sure the money is safe while a full accounting is done," Jacqueline Promislo, one of Bobbitt's attorneys, said in court. "More than 14,000 people donated to help Johnny buy a house, but he doesn't have access to the money."


For now, Bobbitt is still homeless. According to the BBC, he said begging for change was better than trying to get his money from McClure and D'Amico.




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We tried a sub sandwich from 4 different supermarket delis — and there was a clear winner



Trader Joes3


  • I tried a roast turkey sandwich from four popular grocery chains.

  • I tried them from Trader Joe's, Wegmans, Harris Teeter, and Whole Foods.

  • Sandwiches varied in prices from $4.99 to $8.80

  • Wegmans overall had the best taste and value, in my opinion.

Whether you prefer turkey on wheat, roast beef on white, or the classic peanut butter and jelly, sandwiches are a mainstay in the American diet. According to the United States Department of Agriculture (USDA), 47% of adults in the United States eat one or more sandwiches a day.


While there are plenty of sandwich spots across the nation who cater to your hoagie needs, your favorite sub can also be found in your neighborhood supermarket. We tested four popular grocery store deli sandwiches to see which one is worthy of your hard-earned money.


The four grocery stores we selected satisfy budgets high and low. They are:


  • Whole Foods

  • Harris Teeter

  • Trader Joe's

  • Wegmans

Here's how each shop did.


To maintain consistency, we ordered the same sandwich from each deli.


We selected roast turkey, on untoasted white bread, topped with mustard, tomatoes, lettuce, and cucumbers.


Whole Foods was the most expensive, but the "freshly baked" bread was dry.


Whole Foods2


At $8.80 for an 8-inch roll, we expected the bread to be soft and chewable. Even though the turkey was ridiculously tasty and sliced on the spot, the star of any sub failed to meet expectations.


Whole Foods


Thankfully, the portions are substantial and everything is thinly sliced so you taste each topping with every chew. The cucumbers were refreshingly crisp, so each bite felt even better than the previous one.


Harris Teeter's was the cheapest, and you certainly get what you paid for.


Harris Teeter3


Sandwich enthusiasts are familiar with Boar's Head, and their roast turkey is one of the best cold cuts at the market. Thankfully, you can order your hero with sliced Boar's Head meats at the coastal chain store. The bread was slightly tastier than Whole Foods, but the accompanying toppings left nothing to the imagination.


Harris Teeter


For half the price of a Whole Foods sub, $4.25, it's satisfactory and a considerable serving.


At $4.99, Trader Joe's pre-packaged sandwich is surprisingly delightful.


Trader Joes2For those on the run, or without a market delicatessen in their neighborhood, the California-based food shop has a delicious alternative for your palette. Despite being pre-packaged, the bread was better than the aforementioned stores.


Unfortunately, the bread-to-toppings ratio was uneven, with only a couple slices of turkey in between the generous slices of bread. There wasn't much mustard inside, but it wasn't a deal breaker.


For only $6.66, The Wegmans medium sub was the most filling, and also the most delicious.


WegmansSince its 1916 inception, Wegmans has earned a cult following for not only their larger than life supermarket but also their commitment to providing fresh and accessible products to their consumers.


Their bread is baked in-house, and it was by far the most delicious out of the four shops. The turkey is tender, and the portions are healthy. They neatly wrapped the sandwich before handing it off, so all the contents remain perfectly in place when you go to unwrap it later.


The verdict: Wegmans is the clear winner.


Wegmans2


For $6, you cannot go wrong with a Wegmans sub sandwich. For a hoagie with simple ingredients, Wegmans nails it from bread to spread to toppings. You can only shop at Wegmans stores on the east coast, but if you find yourself in one, absolutely visit their sub shop.


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Joel Embiid learned to shoot by searching 'white people shooting 3 pointers' videos



Joel Embiid
Joel Embiid's range from beyond the arc is one of the things that makes him so difficult to defend, but he didn't develop his shot the traditional way.
AP Photo/Mark J. Terrill


Joel Embiid might be the most entertaining player in the NBA.

Between his dominance on the court, his constant trolling on social media, and his habit of dunking on random strangers on courts across Philadelphia, you'd have a tough time finding someone having more fun with the game of basketball than Embiid.

In a recent story for The Players' Tribune, Embiid revealed how he developed his game, and specifically, his range from three. As Embiid writes, when he came over to America from Cameroon to play basketball, he was very competitive, but his skills were extremely raw. He would run three-point drills with a teammate after practice, and after losing too many times, decided he needed to make a change.

"So I'm chilling one night, and I go on YouTube, and I'm thinking I'm about to figure this shooting thing out. I go to the search box like….

HOW TO SHOOT 3 POINTERS.

Nah.

HOW TO SHOOT GOOD FORM

Nah.

Then the light bulb went off, man. I typed in the magic words.

WHITE PEOPLE SHOOTING 3 POINTERS."

Embiid concedes that he might have been playing into a stereotype, but he couldn't deny the results.

"Have you ever seen a normal, 30-year-old white guy shoot a three-pointer?" Embiid asks. "That elbow is tucked, man. The knees are bent. The follow-through is perfect. Always. You know how in America, there's always an older guy wearing like EVERLAST sweat-shorts at the court? That guy is always a problem. His J is always wet."

And so, thanks to YouTube's search function, Embiid found his film to study, and after trusting the process a bit, the results began to show. He started catching his teammate in drills, and his newfound range helped his overall game.

In the NBA, Embiid is a career 32.7% three-point shooter — not bad for a big man that dominates under the basket and came in second place in Defensive Player of the Year voting.

As Embiid puts it, his life is like a movie — going from living in Cameroon watching Kobe play on his television to playing against Bryant during his final season in the league. You can read his entire piece for the Players' Tribune here.




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What to eat while intermittent fasting



spinach sprouts avocado woman eating healthy salad
It's best to stick to healthy fats, lean meats, and greens.
Shutterstock


Limiting your daily calorie intake is associated with an extended intermittent fasting span. So, the buzzy concept behind intermittent fasting is actually nothing we haven't already heard before. Intermittent fasting, or IF, is not actually considered a diet, but rather an eating pattern. It has been proven to promote healthy brain function, lower blood sugar, and help maintain a healthy body weight. And the best part is you supposedly can eat what you want during your allotted amount of time during the day.

Eating the wrong foods during your meal times can counter the benefits of intermittent fasting.

The thing is, that is not exactly true. Actually, many experts agree that if you practice intermittent fasting but then overeat during your meal times, you are actually defeating the purpose of the practice. Rather, in order to really reap the benefits of intermittent fasting, the idea is to eat the right foods that will hold you over during your non-eating periods.

"IF works via calorie restriction," nutrition expert Dr. Mike Roussell, Ph.D. told INSIDER. "So if you fast for 24 hours but then eat twice the amount of food that you normally would during the subsequent 24 hours then the fast is essentially pointless." This is why the quality of what you eat during your meal times is so important.

The most important food groups to include when practicing intermittent fasting are animal proteins, vegetables, berries, and whole grains.

Try fish with vegetables.
Julie208 / Shutterstock

"If you are intermittently fasting make sure you eating a full and satisfying meal filled with nutritious grains, vegetables and lean proteins," said Lyuda Bouzinova, an ACE-certified personal trainer and co-founder of Mission Lean.

"The goal is to get all of your nutrition from fewer meals so don't waste the space on your plate by filling it up with things that won't add anything beneficial to your body's biome," she told INSIDER.

There is an ideal meal for someone intermittent fasting. "A plate of wild rice with some roasted salmon or baked cod prepared with delicious veggies and olive oil and add some avocado for extra creaminess," Bouzinova said.

"You will get tons of nutrition, feel satiated at the end of the meal, and will feel strong and energized when you wake up the next morning."

There are certain foods you should avoid.

Eating foods like cake is not recommended.
CBS

Miami-based dietician Monica Moreno agreed. "Food quality and quantity must indeed be honored!" she told INSIDER. Moreno recommends also adding fermented foods, omega 3 fatty acids, other anti-inflammatory fatty acids, herbs and spices in non-supplement form, and dairy or dairy substitutes to your meal list as well.

"You only have a 6-12 hour window so it's a matter of timing," she explained. One thing is definitely a must, though. "Avoiding refined starches, added sugars, trans fats, and processed meats still hold true!" Moreno stressed.

Stay hydrated.

Drinking certain low or no-calorie drinks is usually allowed when practicing intermittent fasting and it's really important to always stay hydrated. Intermittent fasting is not an easy habit to keep up with, but getting dehydrated will make it even harder. Dehydration can cause headaches, fatigue, and dizziness which would derail your intermittent fasting pretty quickly. Most intermittent fasting plans allow for unsweetened coffee or tea, water, and broths, so make sure whatever type of plan you choose you know which liquids are allowed and you fill up on those.

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Here's Priyanka Chopra's diet and exercise routine



priyanka chopra golden globes
Priyanka Chopra approaches dieting and exercise with ease and flexibility.
Frazer Harrison/Getty Images


Priyanka Chopra has fans all over the world, and it's probably because she knows how to keep it real. Case in point: her approach to diet and exercise.

The actress has a casual approach to fitness and doesn't diet. In fact, in a 2017 interview with Elle, Chopra said she enjoyed all kinds of snacks while filming "Baywatch."

"Catering service is always my favorite part of a movie set — any set," she told the magazine.

That said, the actress does have to stay in shape due to the physically demanding roles she takes on.

Here is how Chopra stays fit enough to perform most of her own stunts.

She's realistic about diet and exercise

"You don't have to starve yourself."
Emma McIntyre / Getty

Although Chopra likes staying in shape, she told Women's Health that "you don't have to kill yourself in the gym" to be fit. Similarly, she doesn't think you need to restrict your food. She's equally realistic about dieting, telling Women's Health in 2016 that she's all about balance.."

"You don't have to starve yourself," Chopra told Women's Health. "I love having my pizzas and burgers and buffalo wings, on the side, for sure."

Her fans can attest to the fact that she's a major food lover, as she has been known to fill her Instagram feed with photos of her enjoying life with family, friends, and a dozen doughnuts.

She exercises to feel good, not to lose weight

In 2008, Chopra told the Times of India that she works out for "about an hour" regularly. But, "the idea is to keep fit and healthy, and not shrink myself by two or three sizes."

In 2015, she reiterated her relaxed feelings on fitness and dieting, telling InStyle magazine, "I don't believe in starving. Women should totally embrace their curves."

She enjoys swimming, yoga, and spin classes

She does her own stunts on "Quantico."
ABC/Phillipe Bosse

Chopra has shown off her physical strength as a boxer in the 2014 Bollywood film "Mary Kom," and as an FBI agent on ABC's "Quantico." So clearly she hits the gym.

Chopra's trainer on the set of "Mary Kom," Samir Jaura, reportedly went more in-depth about her fitness secrets in the 2018 book "Fitness Secrets of the Stars" by Ram Kamal Mukherjee and Devyani G. Ghosh. In a chapter titled "Priyanka Chopra: Bold and Beautiful," the celebrity trainer wrote that he's "yet to see someone as flexible" as Chopra, which she credits to her longtime love of yoga.

According to Rediff, Jaura reveals in the book that some of her favorite yoga poses include "the tree pose, half lord of the fishes pose and warrior pose," and that she loves pranayama and meditation, both relaxing breathing exercises.

The book notes that, for cardio, Chopra goes hard. She's a fan of "running on the treadmill for about 15 minutes" before doing moves that combine strength training and cardio. Her top picks include "push-ups and reverse lunges" and a series of 20 to 25 reverse crunches, bench jumps, and bicep curls with light weights, before moving onto 60-second planks.

She also reportedly runs and takes spin classes "from time to time," and fitness experts will agree that changing up your workout routine is the best way to keep challenging your muscles and your brain, which gets bored always doing the same types of exercise.

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NBC threatened to smear Ronan Farrow over Harvey Weinstein: report



ronan farrow
Journalist Ronan Farrow at the 2018 Time 100 Gala in New York in April 2018.
(Daily Beast, citing unnamed sources)


NBC News executives allegedly threatened to launch a smear campaign against the journalist Ronan Farrow if he continued reporting on sexual allegations against Harvey Weinstein, The Daily Beast reported on Thursday

Farrow, who at the time worked at NBC News, had started investigating allegations of Weinstein's inappropriate behavior toward women as early as November 2016, The Beast said, citing unnamed sources.

The network refused to let Farrow produce those stories for NBC News, but allowed him to take his reporting to another news outlet instead. Farrow ended up publishing his stories in The New Yorker, which won him a Pulitzer prize in public service last year.

Now, new details have emerged about NBC News' alleged cover-up of the Weinstein story.

Susan Weiner, the network's general counsel, made multiple phone calls to Farrow and threatened to smear him if he continued reporting on Weinstein, the Daily Beast reported on Thursday, citing multiple unnamed sources. The Beast did not provide any further details about the nature of the alleged smear.

Rich McHugh, a producer Farrow worked with at the network, also told The New York Times that he was "ordered to stop" reporting on the story by executives. He reiterated those claims in a statement, which was published on Friday morning.

McHugh left NBC News about two weeks ago, claiming in a Friday morning statement that it was over NBC's refusal to publish Farrow's reporting. Read his statement below.

NBC News has denied both the allegations outlined in the Beast and those by McHugh.

A spokesperson for NBC News, who was unnamed, told the Beast that the allegations of Weiner's threats were "absolutely false."

The spokesperson said: "There's no truth to that all. There is no chance, in no version of the world, that Susan Weiner would tell Ronan Farrow what he could or could not report on."

Farrow told the Times in a statement, in response to McHugh's claims: "Rich is a fantastic producer and journalist. He's a person of integrity, and he cared deeply about the investigative stories we worked on together and the importance of seeing them through."

Chris Francescani, a journalist who worked with McHugh at NBC News in 2016, also corroborated the claims. "McHugh and Farrow are telling the truth," he tweeted. "NBC News executives are not."

Business Insider has contacted Farrow and NBC News for comment on the allegations against Weiner, as well as McHugh's claims.

The outside of NBC News studios in New York
Getty

Why NBC News refused to publish the story

Noah Oppenheim, the president of NBC News, has said that the network refused to publish Farrow's reporting because he didn't have a source that would speak on the record at the time.

He told the Times in response to McHugh's claims: "We repeatedly made clear to Ronan and Rich McHugh the standard for publication is we needed at least one credible on-the-record victim or witness of misconduct. And we never met that threshold while Ronan was reporting for us."

He added that McHugh "was never told to stop in the way he's implying."

Oppenheim also claimed at the time that Farrow had a conflict of interest in the story because Weinstein had helped revive the career of Farrow's estranged father, the director Woody Allen, according to a report by HuffPost published last November.

Woody Allen, Farrow's estranged father.
Pascal Le Segretain/Getty

But the network's critics believe there's more to it. As McHugh said in his Friday statement: "Something else must have been going on."

Farrow suspected that Oppenheim might even have been communicating with Weinstein directly about the story, the Beast reported, citing its sources. Oppenheim had been moonlighting as a screenwriter in Hollywood, having written for films including "Jackie." It's not clear whether Oppenheim had been working on any films with Weinstein at the time.

In summer 2017, Oppenheim had mentioned to Farrow that Weinstein objected to Farrow's reporting — before Farrow had even asked Weinstein to comment on the allegations, the Beast reported. The anonymous NBC News spokesperson said Oppenheim never had a conversation about Farrow's investigation. Business Insider has contacted Farrow and NBC News for comment on this.

NBC News appeared so unwilling for Farrow to continue his reporting that it refused to let him mention his affiliation with the network or use its crew to interview Weinstein's accusers, HuffPost reported last November. Farrow paid for a TV crew out of his own pocket, the news site said. Business Insider has contacted NBC News for comment on this report.

The Times also noted that NBC did not devote any airtime to covering Weinstein's sexual harassment allegations on the day the Times broke a story about them, while other national news broadcasters like CBS and ABC did.

Harvey Weinstein going to court earlier this year.
Lucas Jackson/Reuters

Alleged threats from Weinstein's people

Both McHugh and the Beast's sources also described threats from Weinstein's associates to NBC News, McHugh, and Farrow.

McHugh told the Times: "Externally, I had Weinstein associates calling me repeatedly. I knew that Weinstein was calling NBC executives directly. One time it even happened when we were in the room."

According to the Beast's sources, Charles Harder, an attorney for Weinstein, also sent legal threats to Farrow and other NBC News producers, claiming that the network had assured him that Farrow would use any of the reporting he obtained from Weinstein while working for the network. Business Insider has contacted Harder, NBC News, and Farrow for comment on this.

The anonymous NBC News spokesperson told the Beast: "We immediately were clear with Weinstein's legal team that we disputed the characterizations."

Weinstein has repeatedly denied all allegations of nonconsensual sex. He was charged with rape, criminal sex conduct act, sex abuse, and sexual misconduct in New York this May, and is not allowed out of the states of New York and Connecticut.

Farrow is currently writing a book, named "Catch and Kill," which is expected to detail NBC News executives' refusal to publish his story on Weinstein.



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